Privacy Policy · 隱私政策

Last updated: July 12, 2025

This Privacy Policy describes how All You Need to Know in IPO (“we,” “us,” or “our”) collects, uses, shares, and protects your personal information when you visit or interact with https://allinipo.com (the “Site”) and related services. It also explains your rights under various global privacy laws. Please read this policy carefully.

1. Data Controller & Contact Information

• Controller: All You Need to Know in IPO (a sole proprietorship registered in the United States of America.)

• Address: Alvin B Kessler Memorial Highway, Louisiana, LA 71107, USA

• Data Protection Officer (DPO): Adam Y., adam@allinipo.com

2. Definitions

• Personal Data: Any information relating to an identified or identifiable individual.

• Processing: Any operation performed on Personal Data (collection, storage, use, disclosure, etc.).

• Sensitive Data: Special categories such as race, health, political opinions—we do not collect Sensitive Data.

• User/You: Any visitor, subscriber, or user of the Site.

3. Categories of Personal Data Collected

1. Provided Directly

   • Contact details (name, email, mailing address) when you subscribe, comment, or contact us.

   • Payment information if you sign up for a premium service (via paid gateway).

2. Automatically Collected

   • Technical data: IP address, device type, operating system, browser type.

   • Usage data: pages visited, time spent, click paths, referral URLs.

3. Cookie & Tracking Data

   • HTTP cookies, web beacons, local storage identifiers, Google Analytics client IDs.

4. Third‑Party Sources

   • Social login data (e.g. if you sign in via Google/Facebook).

   • Affiliate partner data (if you arrive via an affiliate link).

4. Legal Bases for Processing

• Consent: For newsletters, marketing emails, and non‑essential cookies.

• Contract: To fulfill our agreement with you (e.g. deliver paid services).

• Legitimate Interests: To improve our Site, ensure security, and show relevant ads.

• Legal Obligation: To comply with tax, accounting, or other laws.

5. Purposes of Processing

• Site Operation: Display content, maintain security, perform analytics.

• Marketing & Communications: Send newsletters, promotional offers, updates.

• Advertising: Personalize ads via Google AdSense and other networks.

• Compliance: Respond to legal requests, enforce our Terms of Service.

6. Cookies & Similar Technologies

• Types of Cookies:

  • Strictly Necessary: Required for Site functionality.

  • Performance & Analytics: Google Analytics, heat‑maps.

  • Marketing & Targeting: Google AdSense, affiliate networks.

• Your Choices:

  • Browser settings to block or delete cookies.

  • Click the “Cookie Preferences” link on our Site footer to opt out of non‑essential cookies.

  • Use Google’s Ad Settings to opt out of personalized ads.

7. Third‑Party Services & Data Sharing

We may share Personal Data with:

• Service Providers: Hosting, email dispatch (e.g. Mailchimp), analytics (e.g. Google Analytics).

• Advertising Partners: Google AdSense, affiliate brokers, financial platforms.

• Law Enforcement or Courts: To comply with subpoena, court order, or legal process.

• Business Transfers: In connection with merger, acquisition, or sale of assets (with notice).

8. Data Retention

• Newsletter Contacts: Retained until unsubscribed + 1 year.

• User Accounts: Retained as long as account is active + 2 years of inactivity.

• Analytics Logs: Aggregated/anonymized after 24 months.

• Legal Records: Tax, billing, or dispute records retained for 7 years or as required by law.

9. International Data Transfers

Your data may be transferred to, stored, and processed in the United States, Hong Kong, or other countries with different data protection laws. We safeguard transfers by:

• Standard Contractual Clauses approved by the European Commission.

• Verifying adequacy decisions or implementing binding corporate rules where required.

10. Your Rights

Under U.S. Law (CCPA – California Residents):

• Right to know, delete, or opt out of sale (“Do Not Sell My Personal Information” link in footer).

• Right to non‑discrimination for exercising these rights.

Under EU/EEA Law (GDPR):

• Access your data, rectify inaccuracies, erase (“right to be forgotten”), restrict processing, data portability, and object to processing.

• Withdraw consent at any time (without affecting lawfulness of prior processing).

• Lodge a complaint with a supervisory authority (e.g. your local Data Protection Authority).

Under COPPA (U.S. Children’s Privacy):

• We do not knowingly collect information from children under 13. Parents may request deletion.

Under Hong Kong PDPO:

• Request access to your data, correction, and lodging complaints to the Privacy Commissioner for Personal Data (https://www.pcpd.org.hk).

Under Taiwan PDPA:

• Request access, duplication, supplementation, correction, deletion, or cessation of use. Contact the National Communications Commission (https://www.ncc.gov.tw).

How to Exercise:
Email your request to privacy@allinipo.com with “Privacy Request” in the subject. We’ll respond within 30~45 days.

11. Security Measures

• Industry‑standard TLS encryption for data in transit.

• Encrypted backups and limited access controls for data at rest.

• Regular security assessments and patch management.

12. Advertising & Affiliate Disclosure

• We participate in affiliate marketing programs; clicking links may earn us a commission.

• All ads comply with Google Publisher Policies.

• We do not give personalized investment advice or stock recommendations.

13. Updates to This Policy

We may revise this Policy at any time. Changes take effect on the “Last updated” date above. Continued use of the Site constitutes acceptance.

14. Contact Information

For privacy inquiries or disputes, please contact:

Email: privacy@allinipo.com
Address: Alvin B Kessler Memorial Highway, Louisiana, LA 71107, USA